In article ,
comadrejo wrote:

In article .com,
Bo Raxo wrote:

Most homeowners policies will cover that kind of loss. I have no idea
what his house looks like, but I'll guess it's worth several million
dollars and thus his policy limits will be adequate to cover whatever
amount is negotiated. Typically these are based on future earnings
(with an extra percentage tacked on for pain/suffering/loss of
consortium.etc.) and you're looking at a victim who is already halfway
through his working life and probably didn't earn that much per
year.

Bottom line; about the only cost to Rhames will be flowers and a
card.


My guess also, from the Insurance Company's standpoint, how he died
could limit the liability payout. If the caretaker died from a heart
attack, the Insurance company may limit the payment to the caretaker
benefactors, or if it went to trial, homeowner's insurance liability
could be limited...

It also matters whether the caretaker was negligent in his own death.
Rhames could have done everything right, locked up the dogs, etc. before
he left to go shoot his movie and if the caretaker was the one who
carelessly let them out or did anything which provoked them to attack,
Rhames bears no responsibility whatsoever. Until the investigation is
over, it's silly to assume Rhames (or his insurance company) will have
to pay out.