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PetCare Pet Insurance - Negative Experience



 
 
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  #1  
Old October 27th 03, 06:44 PM
Gina
external usenet poster
 
Posts: n/a
Default PetCare Pet Insurance - Negative Experience

There have been several threads regarding Pet Insurance and whether it
is worth it to purchase or not. I have recently had a very negative
experience with PetCare Pet Insurance (petcareinsurace.com). I
purchased the senior plan for my Pomeranian and paid the monthly
premiums. When my dog became ill with cancer and I submitted my
claims for nearly $1,000, the insurance company refused to honor the
covered peril. They changed their reasons several times for refusing
to honor my policy. Initially they stated that it was a pre-existing
condition. When my veterinarian sent all records stating otherwise,
they said if he was definately diagnosed, they would pay. Well guess
what, they never paid, the only check I received was for the
euthanasia that was eventually necessary ($30). I submitted several
letters and they were very rude in return. I do not recommend this
company to anybody that is considering Pet Insurance. I do not feel
that they are a legitimate company. I submitted compliants to the
Better Business Bureau, the Insurance Commision, the Attorney
General's office and I also consulted with my legal plan. All felt I
had a good case but I eventually did not pursue legal action because
of the costs involved. It was a learning lesson and a waste of money
to pay the premiums. I would have paid less without the insurance.
Thank you for listening to my frustration, I feel better after venting
and if I can help others from experiencing what I went through, great!

Gina Rodriguez
  #2  
Old October 28th 03, 05:20 AM
Jokerpit
external usenet poster
 
Posts: n/a
Default

thanks for the info ...wouldn't surprise me if the vets dont play
to these kinds of companies
"Gina" wrote in message
m...
: There have been several threads regarding Pet Insurance and
whether it
: is worth it to purchase or not. I have recently had a very
negative
: experience with PetCare Pet Insurance (petcareinsurace.com). I
: purchased the senior plan for my Pomeranian and paid the
monthly
: premiums. When my dog became ill with cancer and I submitted
my
: claims for nearly $1,000, the insurance company refused to
honor the
: covered peril. They changed their reasons several times for
refusing
: to honor my policy. Initially they stated that it was a
pre-existing
: condition. When my veterinarian sent all records stating
otherwise,
: they said if he was definately diagnosed, they would pay. Well
guess
: what, they never paid, the only check I received was for the
: euthanasia that was eventually necessary ($30). I submitted
several
: letters and they were very rude in return. I do not recommend
this
: company to anybody that is considering Pet Insurance. I do not
feel
: that they are a legitimate company. I submitted compliants to
the
: Better Business Bureau, the Insurance Commision, the Attorney
: General's office and I also consulted with my legal plan. All
felt I
: had a good case but I eventually did not pursue legal action
because
: of the costs involved. It was a learning lesson and a waste of
money
: to pay the premiums. I would have paid less without the
insurance.
: Thank you for listening to my frustration, I feel better after
venting
: and if I can help others from experiencing what I went through,
great!
:
: Gina Rodriguez


  #3  
Old October 28th 03, 05:20 AM
Jokerpit
external usenet poster
 
Posts: n/a
Default

thanks for the info ...wouldn't surprise me if the vets dont play
to these kinds of companies
"Gina" wrote in message
m...
: There have been several threads regarding Pet Insurance and
whether it
: is worth it to purchase or not. I have recently had a very
negative
: experience with PetCare Pet Insurance (petcareinsurace.com). I
: purchased the senior plan for my Pomeranian and paid the
monthly
: premiums. When my dog became ill with cancer and I submitted
my
: claims for nearly $1,000, the insurance company refused to
honor the
: covered peril. They changed their reasons several times for
refusing
: to honor my policy. Initially they stated that it was a
pre-existing
: condition. When my veterinarian sent all records stating
otherwise,
: they said if he was definately diagnosed, they would pay. Well
guess
: what, they never paid, the only check I received was for the
: euthanasia that was eventually necessary ($30). I submitted
several
: letters and they were very rude in return. I do not recommend
this
: company to anybody that is considering Pet Insurance. I do not
feel
: that they are a legitimate company. I submitted compliants to
the
: Better Business Bureau, the Insurance Commision, the Attorney
: General's office and I also consulted with my legal plan. All
felt I
: had a good case but I eventually did not pursue legal action
because
: of the costs involved. It was a learning lesson and a waste of
money
: to pay the premiums. I would have paid less without the
insurance.
: Thank you for listening to my frustration, I feel better after
venting
: and if I can help others from experiencing what I went through,
great!
:
: Gina Rodriguez


  #4  
Old November 3rd 03, 05:37 AM
jim weibel
external usenet poster
 
Posts: n/a
Default

Thank you Gina. I was contemplating buying that insurance but appreciate
you sharing your experience.
jim

Gina wrote:

There have been several threads regarding Pet Insurance and whether it
is worth it to purchase or not. I have recently had a very negative
experience with PetCare Pet Insurance (petcareinsurace.com). I
purchased the senior plan for my Pomeranian and paid the monthly
premiums. When my dog became ill with cancer and I submitted my
claims for nearly $1,000, the insurance company refused to honor the
covered peril. They changed their reasons several times for refusing
to honor my policy. Initially they stated that it was a pre-existing
condition. When my veterinarian sent all records stating otherwise,
they said if he was definately diagnosed, they would pay. Well guess
what, they never paid, the only check I received was for the
euthanasia that was eventually necessary ($30). I submitted several
letters and they were very rude in return. I do not recommend this
company to anybody that is considering Pet Insurance. I do not feel
that they are a legitimate company. I submitted compliants to the
Better Business Bureau, the Insurance Commision, the Attorney
General's office and I also consulted with my legal plan. All felt I
had a good case but I eventually did not pursue legal action because
of the costs involved. It was a learning lesson and a waste of money
to pay the premiums. I would have paid less without the insurance.
Thank you for listening to my frustration, I feel better after venting
and if I can help others from experiencing what I went through, great!

Gina Rodriguez


  #5  
Old November 3rd 03, 05:37 AM
jim weibel
external usenet poster
 
Posts: n/a
Default

Thank you Gina. I was contemplating buying that insurance but appreciate
you sharing your experience.
jim

Gina wrote:

There have been several threads regarding Pet Insurance and whether it
is worth it to purchase or not. I have recently had a very negative
experience with PetCare Pet Insurance (petcareinsurace.com). I
purchased the senior plan for my Pomeranian and paid the monthly
premiums. When my dog became ill with cancer and I submitted my
claims for nearly $1,000, the insurance company refused to honor the
covered peril. They changed their reasons several times for refusing
to honor my policy. Initially they stated that it was a pre-existing
condition. When my veterinarian sent all records stating otherwise,
they said if he was definately diagnosed, they would pay. Well guess
what, they never paid, the only check I received was for the
euthanasia that was eventually necessary ($30). I submitted several
letters and they were very rude in return. I do not recommend this
company to anybody that is considering Pet Insurance. I do not feel
that they are a legitimate company. I submitted compliants to the
Better Business Bureau, the Insurance Commision, the Attorney
General's office and I also consulted with my legal plan. All felt I
had a good case but I eventually did not pursue legal action because
of the costs involved. It was a learning lesson and a waste of money
to pay the premiums. I would have paid less without the insurance.
Thank you for listening to my frustration, I feel better after venting
and if I can help others from experiencing what I went through, great!

Gina Rodriguez


  #6  
Old December 14th 03, 10:46 PM
ac
external usenet poster
 
Posts: n/a
Default

Gina,

In my area, SF, small claims court is really easy to access and very cheap.
You just need to serve the insurance company by certified mail. When you
win your judgement, you contact the company's bank and they will pay from
the bogus company's account. You can get the name of the bank off the $30
check you did receive or contact your bank and find out the name of the bank
that reimbursed them for the $30. You can also ask the judge for costs and
to be reimbursed for time spent pursuing the case.

AC



"Gina" wrote in message
m...
There have been several threads regarding Pet Insurance and whether it
is worth it to purchase or not. I have recently had a very negative
experience with PetCare Pet Insurance (petcareinsurace.com). I
purchased the senior plan for my Pomeranian and paid the monthly
premiums. When my dog became ill with cancer and I submitted my
claims for nearly $1,000, the insurance company refused to honor the
covered peril. They changed their reasons several times for refusing
to honor my policy. Initially they stated that it was a pre-existing
condition. When my veterinarian sent all records stating otherwise,
they said if he was definately diagnosed, they would pay. Well guess
what, they never paid, the only check I received was for the
euthanasia that was eventually necessary ($30). I submitted several
letters and they were very rude in return. I do not recommend this
company to anybody that is considering Pet Insurance. I do not feel
that they are a legitimate company. I submitted compliants to the
Better Business Bureau, the Insurance Commision, the Attorney
General's office and I also consulted with my legal plan. All felt I
had a good case but I eventually did not pursue legal action because
of the costs involved. It was a learning lesson and a waste of money
to pay the premiums. I would have paid less without the insurance.
Thank you for listening to my frustration, I feel better after venting
and if I can help others from experiencing what I went through, great!

Gina Rodriguez



  #7  
Old December 14th 03, 10:46 PM
ac
external usenet poster
 
Posts: n/a
Default

Gina,

In my area, SF, small claims court is really easy to access and very cheap.
You just need to serve the insurance company by certified mail. When you
win your judgement, you contact the company's bank and they will pay from
the bogus company's account. You can get the name of the bank off the $30
check you did receive or contact your bank and find out the name of the bank
that reimbursed them for the $30. You can also ask the judge for costs and
to be reimbursed for time spent pursuing the case.

AC



"Gina" wrote in message
m...
There have been several threads regarding Pet Insurance and whether it
is worth it to purchase or not. I have recently had a very negative
experience with PetCare Pet Insurance (petcareinsurace.com). I
purchased the senior plan for my Pomeranian and paid the monthly
premiums. When my dog became ill with cancer and I submitted my
claims for nearly $1,000, the insurance company refused to honor the
covered peril. They changed their reasons several times for refusing
to honor my policy. Initially they stated that it was a pre-existing
condition. When my veterinarian sent all records stating otherwise,
they said if he was definately diagnosed, they would pay. Well guess
what, they never paid, the only check I received was for the
euthanasia that was eventually necessary ($30). I submitted several
letters and they were very rude in return. I do not recommend this
company to anybody that is considering Pet Insurance. I do not feel
that they are a legitimate company. I submitted compliants to the
Better Business Bureau, the Insurance Commision, the Attorney
General's office and I also consulted with my legal plan. All felt I
had a good case but I eventually did not pursue legal action because
of the costs involved. It was a learning lesson and a waste of money
to pay the premiums. I would have paid less without the insurance.
Thank you for listening to my frustration, I feel better after venting
and if I can help others from experiencing what I went through, great!

Gina Rodriguez



 




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